The Central Bank of the UAE (CBUAE) has reported steady and broad-based growth across the country’s banking and monetary indicators in November 2025, reflecting the continued strength and resilience of the national financial system. According to the latest official data, banks’ total assets increased by 0.8% during the month, highlighting sustained expansion in banking activity and strong confidence in the UAE’s financial sector.
Gross credit extended by banks rose by 0.7%, indicating healthy demand for financing across key sectors of the economy. This growth reflects increased lending to businesses and individuals, supporting economic activity, investment, and consumption. The rise in credit also underscores banks’ strong capital positions and their ability to support national development priorities while maintaining prudent risk management practices.
Customer deposits recorded a solid increase of 1% in November, demonstrating continued trust in the UAE banking system. Growth in deposits provides banks with stable funding, enhancing their capacity to lend and invest while ensuring liquidity remains robust. The rise in deposits also reflects positive income flows, expanding business operations, and confidence among residents and investors in the overall economic outlook.
Monetary aggregates showed notable growth during the month, with both M2 and M3 increasing by 1.5%. The rise in M2, which includes money supply such as cash and demand deposits, points to increased liquidity circulating within the economy. Meanwhile, the growth in M3, which includes broader measures of money such as government deposits and longer-term savings, reflects strengthening financial depth and stability.
Together, these indicators highlight the UAE’s sound monetary environment, supported by effective central bank policies, strong regulatory oversight, and a diversified economic base. The CBUAE’s data suggests that the banking sector continues to play a critical role in supporting economic growth, facilitating trade, and financing strategic sectors.
As the UAE advances its long-term economic and financial strategies, the continued expansion of assets, credit, deposits, and monetary aggregates positions the country’s banking system to remain resilient amid global uncertainties. The November 2025 figures reinforce the UAE’s reputation as a stable and well-regulated financial hub in the region and beyond.
